Get the classification right
- Predominant activity test and WIC review.
- Wage and activity allocation.
- Evidence for the scheme.
Premium reduction strategy
A structured path to lower WorkCover premiums.
Classification, claims, and injury management with adviser support from review to renewal.
- Classification and predominant activity review when the rate is wrong.
- Claims management and return to work when experience drives cost.
- Adviser support built throughout the year, not only at renewal.
Advisory support across every Australian WorkCover scheme
Classification and claims control
First, the classification must be right. Second, claims must be controlled. Most employers need one lever; many need both.
Control the claims
- Open claim review and turnaround.
- Return to work and early intervention.
- Cleaner claims experience over time.
Claims management
Is your claims management process causing high premiums?
Open claims, slow return to work, and injuries that escalate add to your insurance premiums at renewal. Care Network runs injury triage, injury management, and return to work to prevent escalation and ensure your profile stays clean.
- Review and turnaround on open claims.
- Return-to-work coordination and insurer communication.
- Early injury intervention through the Care Network pathway.
58% premium reduction over four years
The 2025/26 spike came from a prospective large claim. It was controlled and closed out, securing a significant reduction in the 2026/27 renewal cycle.
Classification
Is your business correctly classified by WorkCover?
The predominant activity test checks whether your classification matches your real work. If it does not, you may be overpaying.
- What your staff actually do, compared to the code on your policy.
- Whether the predominant activity test supports a better classification.
- Evidence prepared for your insurer or scheme agent.
FAQ
Common questions
Straight answers for ops teams, injury managers, and people building the case internally.
Get the classification right, and control claims. Care Network supports both.
High premium with few claims? Start with classification. Rising claims experience? Start with injury management. We map it on a call.
No. We build the strategy; timing depends on classification, claims, or both.
